Daily Flash Fiction Challenge

"Put your signature right here, and you can get a check for five-thousand dollars," the man sitting behind the table in Hadley's Market told Roland.
"Boy, I love the way you do business. Isn't America a great country?" Roland responded.
Roland's seventeen year old daughter, Melinda, was visiting her parents at their house. She carried her four month old baby.
"Dad, you don't need this loan. You have a house payment and a car payment. This needs to stop," Melinda stated.
"Come on, Melinda. I want to live a little. We can pay this back on time," Roland responded.
"Dad, Eric needs a loan for his car, Jarelyn needs braces, and I'm hoping someday to start up a flower shop. We have just enough funds to cover most of this. If you take this loan we will be more in debt. We need to work on paying our debts with what we have. If you take this loan it will put us ahead for a while, but then the interest will eat us alive down the road. We need to be frugal," Melinda said.
"Daughter, do you know how long it has been since our family has gone to a movie? This check will put us ahead enough that we can have a few extras," Roland said.
"Dad, we can wait for those extras. We have a television with thirty channels. We can watch that," Melinda responded.
Roland turned away and signed the contract. Jarelyn shook her hands desperately. Later that night Roland sat asleep in his recliner with the check in his right hand. Empty beer cans stood around his seat. Melinda crept up and gently coaxed the check out of his hand.
Melinda told her sister Jarelyn, "Don't say a word about what you have just seen."